Last updated: November 3, 2020
1 Introduction
Our Company Kaizen Insurance Group, LLC (“Kaizen”, ”Kaizen Insurance”, “we”, “us”) operates https://www.kaizenins.com (the "Site"). This page is intended to inform you of our policies regarding the collection, use, and disclosure of Personal Information we receive from users of the Site.
Kaizen Insurance values the trust our users and customers place in us when they give us access to their Personal Data. The Privacy Policy describes how we work to maintain that trust and protect that information.
We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
2 Information Collection and Storage
Information
We collect data from you when you submit a contact form. This may include, but is not limited to, your user name, first and last name, email address, telephone number (including mobile phone number), street address, gender, occupation, interests, messages you send to users, and any other data included in a submitted profile. This information may be associated with your profile.
In addition, as part of the standard operation of the Site, Kaizen Insurance may collect and analyze information from your computer or mobile device and actions taken on the Site, including, but not limited to, your searches, your amount of activity or time of most recent activity on the Site, session activity, browser type, operating system, type of device, MAC address, IP address, and any of your other behavior on the Site.
Any Personal Data that Kaizen Insurance may obtain from other third-party sources, including data from sponsored advertisements that we have on third party sites, will be processed by Kaizen Insurance in accordance with this Privacy Policy and all applicable laws.
Required Data
It will be indicated to you at the point of provision as to whether or not particular Personal Data provided by you is required in order to provide particular services or features to you. Where Personal Data that is required is not provided by you then the particular feature or service may not be available to you.
Storage of Your Information
Kaizen Insurance stores your Personal Data until it is no longer necessary to provide our services or until you ask us to delete your Personal Data.
Kaizen Insurance may also store the information detailed in this section 2 of the Privacy Policy on its equipment or the equipment of third parties that we have a relationship with. Such storage services will be governed by appropriate protections, as required by applicable rules.
3 Use and Sharing of Data
Contact Information
When you give the Site contact information (such as your name and email address) and other forms of Personal and Non-Personal Data, you agree that we may utilize this information for the purposes outlined in section 3, to the extent applicable. In particular, you agree that we may, as part of our services to you, communicate with you, or initiate communication with you on behalf of a third party, through your account or through other means such as email, telephone (including mobile phone), text message or postal mail. This includes communication through the use of contact information that you may provide to us or that we may otherwise obtain from third-party resources. We may also analyze our users’ contact information in the aggregate to better understand our users and improve our products and services.
4 Cookies
Introduction: What is a cookie?
This section helps to explain the occasions when and why cookies may be sent to visitors to the Site. Cookies are text-only pieces of information that a website transfers to an individual’s hard drive or other website-browsing equipment for record-keeping purposes. Cookies allow the Site to remember important information that will make your use of the Site more convenient. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a randomly generated unique number or other value.
Session cookies are temporary cookies that remain in the cookie file of your browser until you leave the Site. Persistent Cookies remain in the cookie file of your browser for much longer (though how long will depend on the lifetime of the specific cookie). We use session cookies to track the total number of visitors to our Site. We may also employ cookies so that we remember your computer when it is used to return to the Site to help customize your experience. We may associate Personal Data with a cookie file in those instances.
How We Use Cookies
We use cookies, web beacons, and other similar technologies, including from third-party partners such as Google and Facebook, for measurement services, better targeting advertisements, and for marketing purposes. This takes place from the Site, and in some of our advertisements on third party websites. These cookies, web beacons, and other similar technologies allow us to display our promotional material to you on other sites you visit across the Internet. We may also share information about your behavior on the Site with third parties (including operators of third-party websites and/or social networking sites) in order to show you targeted advertisements and other content that has been customized for you.
We also use these cookies, web beacons, and other similar technologies to facilitate the target ads and other advertisements to help us to determine which advertisements users have seen, how many times users have seen a particular advertisement, and on which sites a particular advertisement appeared.
| Analytical Purposes | We use cookies to analyze user activity in order to improve the Site and the websites of our affiliates. We can use cookies to look at aggregate patterns and use such analysis to gain insights about how to improve the functionality and user experience of the Site. |
| Your Preferences & User Experience | We use cookies to gather certain information about users, such as browser type, server, language preference, and country setting, in order to store user preferences on our Site to make your user experience more consistent and convenient. We may also use your IP address to determine your geographic location at city or postal code level. |
| Referral Tracking | We use cookies, web beacons and other similar technologies, including from third party partners, to associate user activity with the third party website that referred the user to our Site, or to associate user activity that we referred to a third party website. Some of these third party websites are partner websites that receive credit for the activity of users they refer to our Site, or give us credit for the activity of users referred to such third party websites. However, we may use these technologies to share limited information about user activity with Clients, such as which users saw a particular post or other advertisement on the Site, and the third party website on which you interacted with a link to a post or other advertisement on the Site. We also use cookies and these technologies to associate user activity with the email campaign that referred the user to our Site. |
| Security Purposes | We may use cookies to limit certain types of cyber attacks. |
Your Control over Our Use of Cookies
Controls available to our users include:
Browser and Device Specific Controls
Your browser may provide you the option of blocking cookies, such as third-party cookies. Some browsers also give you the ability to review and manage cookies individually. We encourage you to review your browser’s settings and documentation for additional information on any controls your browser may offer and how they work. Please note, if you delete from your device or browser any cookie we use on our Site, but do not set your browser or device to block third-party cookies, we may install the same cookie during a later visit. Some third-party cookies are also integral to the services we provide on our Site. By blocking third-party cookies, you may not be able to take advantage of all of the features available on our Site.
Targeted Advertising Opt-outs
You can also opt out of targeted advertising that we do through our third-party advertising partners, such as Google and Beeswax, by visiting resources they provide (such as Google’s How Google Uses Information from Sites or Apps that Use Our Services), or by interacting with them through digital advertising self-regulatory initiatives available in the European Union (Your Online Choices), United States (Your Ad Choices), and Canada (Your Ad Choices). We may update this list from time to time as similar initiatives become available in other markets. We encourage you to visit all of these sites for additional information about each organization’s approach to targeted advertising, lists of participating companies, and the options available to web users. Please note, any third-party opt-outs may require use of a third-party cookie to reflect your choice and clearing third-party cookies from your browser or device may affect or remove your choice.
5 Links to Third-Party Sites
The Site may make available links to other third-party websites. When you click on such links, you may leave our Site. Your web browser may also disclose to the third-party website the URL of the Site page you clicked from, and this URL may include search terms and filters you used on the Site.
WE ARE NOT RESPONSIBLE FOR THE INFORMATION COLLECTION, USE, DISCLOSURE OR OTHER PRIVACY PRACTICES OF ANY THIRD PARTY, INCLUDING OUR AFFILIATES, THIRD-PARTY SERVICE PROVIDERS, ANY THIRD-PARTY SOCIAL MEDIA PLATFORM, ANY THIRD PARTY MAKING AVAILABLE THE DEVICES OR OPERATING SYSTEMS FOR WHICH THE SITE IS AVAILABLE, AND ANY THIRD PARTY OPERATING ANY WEBSITE TO WHICH THE SITE CONTAINS A LINK. YOU MAY HAVE RIGHTS DIRECTLY ENFORCEABLE AGAINST THESE THIRD PARTIES, SO YOU SHOULD CONSIDER THEIR PRIVACY POLICIES TO LEARN MORE.
6 Exercising Rights With Respect to Personal Data
As a user of this Site, you may exercise the rights explained below. Please note, we may attempt to verify your identity through the email address or telephone number associated with your use of our Site prior to fulfilling any such request and reserve the right to deny a request where we are unable to satisfactorily complete this process. If you authorize someone to make a request on your behalf, we may also deny your request if we are unable to verify with you that the individual making the request is authorized to act on your behalf.
The Right to Object to or Restrict the Processing of Your Personal Data
If you have any queries or complaints about how we process your Personal Data we encourage you to contact us.
Alternatively, if you do not wish to do this you may make a formal request to object to, or restrict, processing of your Personal Data by the Site.
The Right to Delete Your Personal Data
You may make a formal request to delete your Personal Data provided to the Site. Once your request has been confirmed, we will initiate the necessary steps to fulfill your request. If you have interacted with the Site in using more than one email address, please submit a subsequent request with the additional email addresses so that we may delete this personal data as well.
Withdrawing Consent
There are certain activities where we ask for your consent to use your Personal Data. You have the right to withdraw this consent at any time. Where you are providing location information via a mobile app, you may turn off your location services on your device at any time. For other services that rely on your consent, you can withdraw your consent via the workflow for that given service. Please note that any processing that we have carried out before the withdrawal of your consent remains lawful.
Some Limitations
Such rights of rectification, objection, restriction, access, portability and deletion are subject to certain limitations, as provided for by applicable laws. Individual requests will be completed within the time allotted by relevant regulations, which starts to run from the point of us confirming your request. Where permitted, please note there may be a charge for subsequent requests from the same individual, which will be determined by Kaizen Insurance and only imposed to the extent permitted by applicable law.